Agency Banking
Agency Banking
Extend financial services to underserved communities through a network of authorised agents — retail stores, post offices, telco outlets, and mobile agents. The platform manages agent onboarding, transaction processing, liquidity management, and compliance reporting for banks operating agent banking programmes across APAC.
Architecture Overview
Agency Banking Network Architecture
Click to expand. The diagram shows the principal bank, agent types, service catalogue, and the transaction flows connecting agents to core banking.
Platform Capabilities
What the Platform Delivers
Key Features
Built for APAC Requirements
Rapid Agent Deployment
Onboard agents digitally with automated KYC, device provisioning, and training materials — enabling rapid network expansion without branch infrastructure costs.
Liquidity Management
Real-time agent float monitoring with automated alerts and rebalancing workflows — ensuring agents always have sufficient liquidity to serve customers.
Full Service Catalogue
Enable agents to offer cash in/out, account opening, bill payments, remittance, loan disbursement, and insurance — making each agent a full-service banking outlet.
Regulatory Compliance
Built-in AML transaction monitoring, agent activity reporting, and regulatory filing support for APAC central bank agency banking frameworks.
Typical Use Cases
Who Uses This Platform
- Banks extending reach into rural and peri-urban APAC communities
- Microfinance institutions building agent collection networks
- Telcos deploying mobile money agent networks
- Remittance operators building domestic payout agent networks
- Government agencies distributing social payments through agents
Get Started
Ready to Implement?
Proximo's specialists will scope the implementation, manage the vendor relationship, and deliver a production-ready system — configured for your APAC market.
Discuss Agency Banking