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Regulatory & Scheme
Compliance Advisory

Expert advisory across the full spectrum of payments regulatory and scheme compliance — from PCI-DSS v4.0 and ISO 20022 to PSD3, EMV tokenisation, and Visa/Mastercard mandate programmes.

PCI-DSS v4.0ISO 20022PSD3 / SCAEMV Tokenisation3DS2Scheme Mandates
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Framework Overview

Compliance Framework Diagram

Click to expand fullscreen. The diagram maps all regulatory and scheme compliance requirements applicable to BASE24 and BASE24-EPS environments.

COMPLIANTProximo VerifiedPCI-DSS 4.0HSM ControlsNetwork SegmentationPSD3 / SCA3DS2 / SCAOpen Finance APIISO 20022pacs.008 / pacs.002Message MappingEMV / 3DS2Level 2 CertContactless CTLTokenisationEMVCO SpecApple / Google PayScheme MandatesVisa / MastercardMandate TrackingRegulatory Compliance Framework — Proximo Consultancy
Expand diagram

Regulatory Frameworks

Compliance Areas We Cover

PCI-DSS v4.0

Gap assessment, remediation roadmap, scope reduction, and evidence preparation for QSA audit. Covers cardholder data environment design, network segmentation, HSM controls, and customised approach requirements.

ISO 20022

Message migration strategy for pacs.008, pacs.002, camt.054, and related message types. Covers ISO 8583 to ISO 20022 mapping, enriched data requirements, and scheme-specific implementation guidance.

PSD3 / SCA

Strong Customer Authentication architecture review, 3DS2 integration assessment, exemption engine configuration, and SCA-exempt transaction handling within authorisation platforms.

EMV & Tokenisation

EMV chip and contactless certification support, EMV Payment Tokenisation implementation (Apple Pay, Google Pay, Samsung Pay), and token vault integration advisory.

Scheme Compliance

Visa, Mastercard, UnionPay, and domestic scheme compliance programmes — mandate tracking, impact assessment, technical implementation, and certification management.

AML / Financial Crime

Anti-money laundering controls assessment within payments infrastructure, transaction monitoring configuration, and regulatory reporting architecture review.

Navigate Compliance with Confidence

Independent advisory — no vendor agenda, no audit firm conflicts of interest.

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